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Practice Areas / Personal Injury & Disability / Car Accidents

Car Accident Lawyer Toronto | Affinity Law

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Car Accident Lawyers in Toronto

Car accident claims in Ontario can be complex. You may qualify for benefits from your insurer and additional compensation if another driver is at fault. A Toronto lawyer from Affinity Law can help you get the full amount you deserve.

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Accident Benefit Claims

Eligible recipients may recover the following benefits:

  • Income replacement – Pays up to $400 weekly if your injuries prevented you from working. You can purchase optional benefits for increased payments
  • Non-earner — Compensates you for up to 26-weeks if disabled from engaging in normal daily activities
  • Caregiver — If you are the main caregiver and unable to care for a family member who is under 16 or over 16 and disabled
  • Medical and rehabilitation — Pays for reasonable and necessary expenses not covered by a government or supplementary health plan
  • Attendant care — Expenses for your own caregiver retained due to the injuries caused by the accident
  • Other — Covers possible educational costs, housekeeping and home maintenance expenses, and items damaged in the vehicle

Medical payments are limited to $3,500 for care not covered by OHIP and if your injuries are deemed “minor” by the insurer. For injuries between “minor” and “catastrophic,” you may claim medical benefits up to $50,000. You are covered for up to $1M for catastrophic injuries such as loss of a limb, vision, paraplegia, or traumatic brain damage.

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Tort Claims

Your Affinity Law Richmond Hill personal injury lawyer can also bring a third party claim against the at-fault motorist under 5 possible scenarios:

  • Permanent and serious injuries. A judge determines whether your injuries meets this threshold so that you can claim damages for pain and suffering. Your injuries may be physical and/or psychological. There is a cap on damages for pain and suffering of around $381,000 at present.
  • Health expenses. You can claim expenses for serious injuries that significantly affect your daily living such as paralysis, loss of vision or cognitive skills.
  • Lost income. If your inability to work was caused by your car accident injuries, then you may claim past and future income losses.
  • Family claim. Family members can sue for the loss of love, guidance, care and companionship of a loved one killed in an accident, or if the permanent and serious injuries of your loved one significantly affects family life.
  • Housekeeping and maintenance. These expenses must be significant since your insurer will generally cover these costs to a certain amount.

If you have a possible tort claim case, you have only 120-days to provide notice to the responsible party or your claim is waived. There is a 2-year time limit to file the claim in court.

Fault in an Ontario car accident is based on Fault Determination Rules that cover more than 40 possible scenarios. Under these regulations, fault can be assigned from 0% to 100% for the defendant motorist or shared with both parties in any percentage up to 100%. If you disagree with the determination, your Vaughn personal injury lawyer from Affinity Law can appeal the decision. If not settled, a court-assigned mediator can listen to the evidence presented by both you and the insurer and render a decision. You still retain the right to bring your claim to trial if the mediator’s decision was unfavorable to you.

Do not hesitate to call one of our highly experienced Toronto personal injury lawyers at Affinity Law to ensure that you receive the benefits and compensation that your car accident injury deserves.

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You May Have Some Questions

Car accidents FAQ’s

What does a car accident claims lawyer do? toggle icon

Determining whether you have a valid car accident claim depends on several factors, including who was at fault, the extent of your injuries or damages, and the circumstances of the accident. At our firm, we assess the details of your case — such as police reports, medical records, and witness statements — to determine if negligence was involved. If another party’s actions caused your injury or loss, you may be entitled to compensation. A consultation with one of our experienced personal injury lawyers is the best way to evaluate the strength of your claim.

When should I hire a car accident claims lawyer? toggle icon

Determining whether you have a valid car accident claim depends on several factors, including who was at fault, the extent of your injuries or damages, and the circumstances of the accident. At our firm, we assess the details of your case — such as police reports, medical records, and witness statements — to determine if negligence was involved. If another party’s actions caused your injury or loss, you may be entitled to compensation. A consultation with one of our experienced personal injury lawyers is the best way to evaluate the strength of your claim.

How do I know if I have a valid car accident claim? toggle icon

Determining whether you have a valid car accident claim depends on several factors, including who was at fault, the extent of your injuries or damages, and the circumstances of the accident. At our firm, we assess the details of your case — such as police reports, medical records, and witness statements — to determine if negligence was involved. If another party’s actions caused your injury or loss, you may be entitled to compensation. A consultation with one of our experienced personal injury lawyers is the best way to evaluate the strength of your claim.

How long does it take to settle a car accident claim? toggle icon

Determining whether you have a valid car accident claim depends on several factors, including who was at fault, the extent of your injuries or damages, and the circumstances of the accident. At our firm, we assess the details of your case — such as police reports, medical records, and witness statements — to determine if negligence was involved. If another party’s actions caused your injury or loss, you may be entitled to compensation. A consultation with one of our experienced personal injury lawyers is the best way to evaluate the strength of your claim.

What should I do immediately after a car accident? toggle icon

Determining whether you have a valid car accident claim depends on several factors, including who was at fault, the extent of your injuries or damages, and the circumstances of the accident. At our firm, we assess the details of your case — such as police reports, medical records, and witness statements — to determine if negligence was involved. If another party’s actions caused your injury or loss, you may be entitled to compensation. A consultation with one of our experienced personal injury lawyers is the best way to evaluate the strength of your claim.

Will I have to go to court for a car accident claim? toggle icon

Determining whether you have a valid car accident claim depends on several factors, including who was at fault, the extent of your injuries or damages, and the circumstances of the accident. At our firm, we assess the details of your case — such as police reports, medical records, and witness statements — to determine if negligence was involved. If another party’s actions caused your injury or loss, you may be entitled to compensation. A consultation with one of our experienced personal injury lawyers is the best way to evaluate the strength of your claim.

How much does it cost to hire a car accident claims lawyer? toggle icon

Determining whether you have a valid car accident claim depends on several factors, including who was at fault, the extent of your injuries or damages, and the circumstances of the accident. At our firm, we assess the details of your case — such as police reports, medical records, and witness statements — to determine if negligence was involved. If another party’s actions caused your injury or loss, you may be entitled to compensation. A consultation with one of our experienced personal injury lawyers is the best way to evaluate the strength of your claim.

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